Pay Off a Third-Party Credit Card from Truss
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You can use your Truss account to pay off an external credit card. There are two methods.
⚠️ Check your available balance first
You need sufficient available balance for the payment to go through. If your balance is too low, the payment will bounce.
For Method 2 (auto-pay pull), funds must be settled in Truss — allow up to 2 business days after an ACH deposit, or 4 business days after a check deposit.
Method 1 — Send a Direct Deposit (ACH) bill payment
- In the Truss dashboard, click Bills in the left sidebar
- Click Create bill (top right)
- Search for an existing vendor or add a new vendor
- Enter the amount and a short description (e.g. "Visa bill payment")
- Click the Payment button on the new bill
- Select Direct Deposit (ACH) as the payment method
- Enter your credit card's payment routing and account number, then click Add
- Confirm details and send
Method 2 — Set Truss as your credit card's auto-pay source
- In the Truss dashboard, click Accounts
- Click Cash account
- Click View details
- Note your Truss routing number, account number, and bank name
- Log into your credit card account and add these details as your payment source
- Your credit card will automatically pull payments from Truss on your due date
💡 Method 2 is great for recurring payments — set it once and the credit card pulls from Truss automatically each month.